The Down Payment of CHF 3,000 is non-refundable, is additional to the fees and is to be paid for each of the 20 week academic semesters for Certificate, Diploma, Higher Diploma, Bachelor Degree, Postgraduate Diploma, Masters and MBA programmes. The school will, at it’s discretion, charge to this account payments made for such things as: health insurance (which is compulsory in Switzerland); insurance in the school; use of textbooks and eBooks (an iPad mini with eBooks replaces textbooks for all courses) and class materials; registration fee; permit and visa fees (in Switzerland); minor breakages of crockery; contributions to school excursions; and Value Added Tax. The Down Payment does not cover negligent or wilful breakages or loss of school property, which will be charged at replacement cost.
The Down Payment does not include health insurance during work placement in Switzerland, which is required by Swiss law. HTMi reserves the right to collect this from students prior to work placement. Students may apply to HTMi to pay this from work placement wages (approval at the discretion of HTMi).